Dear DUSA Members,

We are delighted to invite you to attend DUSA Captain's Dinner on May 6th, 2026 at Sizzzling Steakhouse.

This time, DUSA Captain's Dinner will be an event exclusively for the top level, senior managers and company representatives such as GMs, CEOs, Chairmen, and Presidents of DUSA member companies.

At this event, we will invite Mr. Hugo Miguel, to give us the speech on "Preparing for Retirement and Developing Financial Freedom as an Expat".

Preparing for Retirement and Developing Financial Freedom as an Expat



Living abroad often means navigating life without the usual social security nets provided by a home country. Securing a stable financial future and creating a personal cash flow for retirement or career gaps is a responsibility that falls on the individual. Strategic investing is a key tool for building long-term independence and financial peace of mind while working in a dynamic international environment.  

To provide inspiration and practical guidance for this journey, DUSA is excited to welcome Hugo Miguel for an exclusive Captain's Dinner session:

From Crumbs to Millions — The Psychology of Building Wealth on an Ordinary Income

Hugo Miguel is a healthcare professional from Norway and the founder of Utbyttereisen, a leading personal finance brand. Recognized as Norway's Investor of the Year in 2025, Hugo grew a portfolio to over $600,000 from an initial $3,000 in less than five years. This achievement was reached without a financial background or a high-level income.  

This presentation is not about "beating the market." It focuses on the essential mindset needed to succeed:

• Commitment: Sticking to a financial plan even when external pressure suggests giving up.  

• Focus: Learning to ignore short-term market noise and staying concentrated on growth.  

• Resilience: Understanding that temporary setbacks are not the same as long-term failure.  

By sharing a journey of radical honesty with over 50,000 followers, Hugo demonstrates that the most underestimated factor in investing is the simple discipline to keep going. Join the DUSA Captain's Dinner to learn how to turn an ordinary income into a secure future.